Why splash?


splash is like cash – only better. It is a payment card which you can load with money – by easy automatic top up from a bank account, wage transfers, with cash or with a credit/debit card. Your splash card looks just like a credit or debit card, with a card number, chip & pin and signature strip and can be used wherever Maestro® cards are accepted.

But here’s the clever bit. splash is not a credit card, which provides you with a line of credit, nor is it a debit card which is linked to a bank account. This means that with splash you can’t go overdrawn or borrow money– you can only spend what you have loaded onto it, so you stay in complete control.

splash allows you to top up by transferring your wages or money from a bank account - FREE. This way, you can securely enjoy your money in shops, on-line and across the world when you are on holiday. You can even get an extra card for family and friends, so you can quickly and safely share your money.

Wherever you use your splash card, you’ll think to yourself; how did I ever manage before? With splash, life just got a whole load easier.

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splash opens up the whole world of secure on-line shopping – without having to worry about people accessing your bank account details.

With on-line shopping growing faster than ever, splash lets you enjoy the best on-line deals without having to leave home!

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Fees at a glance

Getting started

Card Application Fee
Annual Account Maintenance Fee
Monthly Management Fee

Ongoing usage

Merchant Transaction Fee
Cash top up - Post Office®/PayPoint
30p per £10
Credit / Debit card top up
Wage / Bank Transfer top up
ATM Cash withdrawal and cash back

Other fees

Online gambling and betting transactions
1% surcharge
Internet Balance Enquiry
On-line Statement

^ First year in advance
* Subject to min £1.50 fee. Minimum top up £20. Maximum top up £500/day.
† For withdrawals over £50 an additional 2% surcharge will apply.

For full fee information, click here.

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On-line account

splash cardholders can set up and use this online service for FREE.

It is totally secure and will help you keep check on your account - any time of the day and night.

Once you've set up your account - which is quick and easy to do - you can then log into your personal area. Here, you can check the balance of your account, see statements, apply for an additional card, change your address, change your 'My Notifications' settings, refer a friend... the list goes on!

You can set up an online account by clicking here.

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